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  <id>https://www.ssgibenefits.com/authority-feed.xml</id>
  <title>SSGI Benefits Authority Feed</title>
  <updated>2026-08-12</updated>
  <link rel="self" href="https://www.ssgibenefits.com/authority-feed.xml"/>
  <author>
    <name>SSGI Benefits</name>
  </author>
    <entry>
      <id>https://www.ssgibenefits.com/insights/aetna-employer-health-plans</id>
      <title>Aetna employer health plans: networks, CVS Health integration, and the questions behind the proposal</title>
      <updated>2026-08-11</updated>
      <published>2026-08-11</published>
      <link rel="alternate" href="https://www.ssgibenefits.com/insights/aetna-employer-health-plans"/>
      <author>
        <name>Laura Decker</name>
      </author>
      <summary>Laura Decker reviews Aetna employer medical, pharmacy, dental, vision, supplemental, group Medicare, network, and administration considerations.</summary>
    </entry>
    <entry>
      <id>https://www.ssgibenefits.com/insights/amerihealth-new-jersey-employer-plans</id>
      <title>AmeriHealth New Jersey employer plans: group size, Fixed Funding, networks, and administration</title>
      <updated>2026-08-11</updated>
      <published>2026-08-11</published>
      <link rel="alternate" href="https://www.ssgibenefits.com/insights/amerihealth-new-jersey-employer-plans"/>
      <author>
        <name>Laura Decker</name>
      </author>
      <summary>Laura Decker reviews AmeriHealth New Jersey small, large, fixed-funding, public-sector, network, and employer administration options.</summary>
    </entry>
    <entry>
      <id>https://www.ssgibenefits.com/insights/ancillary-benefits-dental-vision-life-disability</id>
      <title>Dental, Vision, Life, and Disability: Building the Benefits Package Beyond Medical</title>
      <updated>2026-08-11</updated>
      <published>2026-08-11</published>
      <link rel="alternate" href="https://www.ssgibenefits.com/insights/ancillary-benefits-dental-vision-life-disability"/>
      <author>
        <name>SSGI Benefits</name>
      </author>
      <summary>Build a complete ancillary benefits package with group dental, vision, life, AD&amp;D, disability, accident, critical illness, and hospital indemnity coverage.</summary>
    </entry>
    <entry>
      <id>https://www.ssgibenefits.com/insights/anthem-virginia-employer-health-plans</id>
      <title>Anthem Virginia employer health plans: Blue-network reach, group options, and service-area boundaries</title>
      <updated>2026-08-11</updated>
      <published>2026-08-11</published>
      <link rel="alternate" href="https://www.ssgibenefits.com/insights/anthem-virginia-employer-health-plans"/>
      <author>
        <name>Laura Decker</name>
      </author>
      <summary>Laura Decker reviews Anthem Virginia small and large group plans, networks, integrated benefits, service-area boundaries, and employer questions.</summary>
    </entry>
    <entry>
      <id>https://www.ssgibenefits.com/insights/capital-blue-cross-employer-plans</id>
      <title>Capital Blue Cross employer plans: central Pennsylvania networks, group sizes, and funding choices</title>
      <updated>2026-08-11</updated>
      <published>2026-08-11</published>
      <link rel="alternate" href="https://www.ssgibenefits.com/insights/capital-blue-cross-employer-plans"/>
      <author>
        <name>Laura Decker</name>
      </author>
      <summary>Laura Decker reviews Capital Blue Cross small, medium, large, ASO, medical, dental, vision, network, and central Pennsylvania employer options.</summary>
    </entry>
    <entry>
      <id>https://www.ssgibenefits.com/insights/carefirst-employer-health-plans-maryland-dc-virginia</id>
      <title>CareFirst employer health plans: what Maryland, DC, and Northern Virginia employers should compare</title>
      <updated>2026-08-11</updated>
      <published>2026-08-11</published>
      <link rel="alternate" href="https://www.ssgibenefits.com/insights/carefirst-employer-health-plans-maryland-dc-virginia"/>
      <author>
        <name>Laura Decker</name>
      </author>
      <summary>Laura Decker explains CareFirst employer health plans, networks, group sizes, dental, vision, stop-loss, and comparison questions for Maryland and DC employers.</summary>
    </entry>
    <entry>
      <id>https://www.ssgibenefits.com/insights/carefirst-vs-kaiser-maryland-employers</id>
      <title>CareFirst vs. Kaiser Permanente for Maryland employers: the decision is bigger than premium</title>
      <updated>2026-08-11</updated>
      <published>2026-08-11</published>
      <link rel="alternate" href="https://www.ssgibenefits.com/insights/carefirst-vs-kaiser-maryland-employers"/>
      <author>
        <name>Laura Decker</name>
      </author>
      <summary>Laura Decker compares CareFirst and Kaiser Permanente for Maryland employers on networks, integrated care, employee geography, plan design, and administration.</summary>
    </entry>
    <entry>
      <id>https://www.ssgibenefits.com/insights/cigna-employer-health-plans</id>
      <title>Cigna Healthcare employer plans: connected benefits, network strategy, and employer-fit questions</title>
      <updated>2026-08-11</updated>
      <published>2026-08-11</published>
      <link rel="alternate" href="https://www.ssgibenefits.com/insights/cigna-employer-health-plans"/>
      <author>
        <name>Laura Decker</name>
      </author>
      <summary>Laura Decker reviews Cigna employer medical, pharmacy, behavioral, dental, vision, spending-account, network, and cost-strategy considerations.</summary>
    </entry>
    <entry>
      <id>https://www.ssgibenefits.com/insights/fully-insured-vs-level-funded-vs-self-funded</id>
      <title>Fully Insured vs. Level-Funded vs. Self-Funded Health Plans</title>
      <updated>2026-08-11</updated>
      <published>2026-08-11</published>
      <link rel="alternate" href="https://www.ssgibenefits.com/insights/fully-insured-vs-level-funded-vs-self-funded"/>
      <author>
        <name>SSGI Benefits</name>
      </author>
      <summary>Compare fully insured, level-funded, and self-funded health plans on claims risk, cash flow, stop-loss, administration, data, renewal, and employer liability.</summary>
    </entry>
    <entry>
      <id>https://www.ssgibenefits.com/insights/geisinger-health-plan-employers</id>
      <title>Geisinger Health Plan for employers: Pennsylvania integration, funding, and national-network questions</title>
      <updated>2026-08-11</updated>
      <published>2026-08-11</published>
      <link rel="alternate" href="https://www.ssgibenefits.com/insights/geisinger-health-plan-employers"/>
      <author>
        <name>Laura Decker</name>
      </author>
      <summary>Laura Decker reviews Geisinger employer small and large group plans, fully and self-funded options, Pennsylvania networks, and national Cigna PPO access.</summary>
    </entry>
    <entry>
      <id>https://www.ssgibenefits.com/insights/highmark-employer-plans-pennsylvania-delaware</id>
      <title>Highmark employer plans in Pennsylvania and Delaware: regional Blue options, funding, and network fit</title>
      <updated>2026-08-11</updated>
      <published>2026-08-11</published>
      <link rel="alternate" href="https://www.ssgibenefits.com/insights/highmark-employer-plans-pennsylvania-delaware"/>
      <author>
        <name>Laura Decker</name>
      </author>
      <summary>Laura Decker reviews Highmark employer medical, PPO, EPO, balanced-funding, dental, vision, Blue-network, Pennsylvania, and Delaware considerations.</summary>
    </entry>
    <entry>
      <id>https://www.ssgibenefits.com/insights/horizon-bcbsnj-employer-plans</id>
      <title>Horizon BCBSNJ employer health plans: New Jersey networks, group options, and funding questions</title>
      <updated>2026-08-11</updated>
      <published>2026-08-11</published>
      <link rel="alternate" href="https://www.ssgibenefits.com/insights/horizon-bcbsnj-employer-plans"/>
      <author>
        <name>Laura Decker</name>
      </author>
      <summary>Laura Decker reviews Horizon BCBSNJ employer medical, network, small and large group, level-funded, Blue-access, and New Jersey comparison questions.</summary>
    </entry>
    <entry>
      <id>https://www.ssgibenefits.com/insights/hsa-vs-fsa-vs-hra-employer-guide</id>
      <title>HSA vs. FSA vs. HRA: An Employer Comparison Guide</title>
      <updated>2026-08-11</updated>
      <published>2026-08-11</published>
      <link rel="alternate" href="https://www.ssgibenefits.com/insights/hsa-vs-fsa-vs-hra-employer-guide"/>
      <author>
        <name>SSGI Benefits</name>
      </author>
      <summary>Compare HSA, health FSA, and HRA ownership, funding, eligibility, portability, rollover, payroll, administration, and employer-plan coordination.</summary>
    </entry>
    <entry>
      <id>https://www.ssgibenefits.com/insights/independence-blue-cross-employer-plans</id>
      <title>Independence Blue Cross employer plans: Philadelphia-region depth, benefits, and self-funded administration</title>
      <updated>2026-08-11</updated>
      <published>2026-08-11</published>
      <link rel="alternate" href="https://www.ssgibenefits.com/insights/independence-blue-cross-employer-plans"/>
      <author>
        <name>Laura Decker</name>
      </author>
      <summary>Laura Decker reviews Independence Blue Cross small and large employer medical, pharmacy, dental, vision, accounts, TPA, and regional-network options.</summary>
    </entry>
    <entry>
      <id>https://www.ssgibenefits.com/insights/kaiser-permanente-mid-atlantic-employer-plans</id>
      <title>Kaiser Permanente Mid-Atlantic employer plans: integrated care, network fit, and the questions employers should ask</title>
      <updated>2026-08-11</updated>
      <published>2026-08-11</published>
      <link rel="alternate" href="https://www.ssgibenefits.com/insights/kaiser-permanente-mid-atlantic-employer-plans"/>
      <author>
        <name>Laura Decker</name>
      </author>
      <summary>Laura Decker explains Kaiser Permanente Mid-Atlantic employer plans, integrated care, network trade-offs, plan designs, and comparison questions.</summary>
    </entry>
    <entry>
      <id>https://www.ssgibenefits.com/insights/maryland-employee-benefits-broker-buyers-guide</id>
      <title>The Maryland Employer&apos;s Employee Benefits Broker Buyer&apos;s Guide</title>
      <updated>2026-08-11</updated>
      <published>2026-08-11</published>
      <link rel="alternate" href="https://www.ssgibenefits.com/insights/maryland-employee-benefits-broker-buyers-guide"/>
      <author>
        <name>SSGI Benefits</name>
      </author>
      <summary>Use 25 practical questions to compare Maryland employee benefits brokers on strategy, service, funding, products, compliance coordination, data, and accountability.</summary>
    </entry>
    <entry>
      <id>https://www.ssgibenefits.com/insights/medigap-vs-medicare-advantage-maryland</id>
      <title>Medigap vs. Medicare Advantage in Maryland: Compare the Coverage Structure First</title>
      <updated>2026-08-11</updated>
      <published>2026-08-11</published>
      <link rel="alternate" href="https://www.ssgibenefits.com/insights/medigap-vs-medicare-advantage-maryland"/>
      <author>
        <name>SSGI Benefits</name>
      </author>
      <summary>Compare Medigap with Medicare Advantage in Maryland on providers, networks, premiums, cost sharing, Part D, prior authorization, travel, and enrollment rights.</summary>
    </entry>
    <entry>
      <id>https://www.ssgibenefits.com/insights/oxford-health-plans-new-jersey-employers</id>
      <title>Oxford Health Plans for New Jersey employers: Liberty, Metro, and tri-state network questions</title>
      <updated>2026-08-11</updated>
      <published>2026-08-11</published>
      <link rel="alternate" href="https://www.ssgibenefits.com/insights/oxford-health-plans-new-jersey-employers"/>
      <author>
        <name>Laura Decker</name>
      </author>
      <summary>Laura Decker reviews Oxford Health Plans for New Jersey employers, including Liberty and Metro networks, UnitedHealthcare access, funding, and administration.</summary>
    </entry>
    <entry>
      <id>https://www.ssgibenefits.com/insights/sentara-health-plans-virginia-employers</id>
      <title>Sentara Health Plans for Virginia employers: local integration, funding options, and network fit</title>
      <updated>2026-08-11</updated>
      <published>2026-08-11</published>
      <link rel="alternate" href="https://www.ssgibenefits.com/insights/sentara-health-plans-virginia-employers"/>
      <author>
        <name>Laura Decker</name>
      </author>
      <summary>Laura Decker reviews Sentara small, level-funded, mid-market, and large group employer plans, integrated care, networks, and Virginia fit.</summary>
    </entry>
    <entry>
      <id>https://www.ssgibenefits.com/insights/term-vs-permanent-life-insurance</id>
      <title>Term vs. Permanent Life Insurance: Match the Policy to the Need</title>
      <updated>2026-08-11</updated>
      <published>2026-08-11</published>
      <link rel="alternate" href="https://www.ssgibenefits.com/insights/term-vs-permanent-life-insurance"/>
      <author>
        <name>SSGI Benefits</name>
      </author>
      <summary>Compare term and permanent life insurance on duration, premiums, guarantees, cash value, flexibility, underwriting, conversion, and family or business needs.</summary>
    </entry>
    <entry>
      <id>https://www.ssgibenefits.com/insights/unitedhealthcare-employer-health-plans</id>
      <title>UnitedHealthcare employer health plans: national reach, plan structure, and multi-state workforce fit</title>
      <updated>2026-08-11</updated>
      <published>2026-08-11</published>
      <link rel="alternate" href="https://www.ssgibenefits.com/insights/unitedhealthcare-employer-health-plans"/>
      <author>
        <name>Laura Decker</name>
      </author>
      <summary>Laura Decker reviews UnitedHealthcare employer medical plans, national-network considerations, funding, pharmacy, administration, and multi-state fit.</summary>
    </entry>
    <entry>
      <id>https://www.ssgibenefits.com/insights/upmc-health-plan-employers</id>
      <title>UPMC Health Plan employer options: western Pennsylvania access, integrated care, and administration</title>
      <updated>2026-08-11</updated>
      <published>2026-08-11</published>
      <link rel="alternate" href="https://www.ssgibenefits.com/insights/upmc-health-plan-employers"/>
      <author>
        <name>Laura Decker</name>
      </author>
      <summary>Laura Decker reviews UPMC Health Plan employer medical, ancillary, COBRA, spending accounts, network, integrated care, and western Pennsylvania fit.</summary>
    </entry>
    <entry>
      <id>https://www.ssgibenefits.com/insights/employee-benefits-renewal-preparation</id>
      <title>What Employers Should Prepare Before a Benefits Renewal</title>
      <updated>2026-08-12</updated>
      <published>2026-08-03</published>
      <link rel="alternate" href="https://www.ssgibenefits.com/insights/employee-benefits-renewal-preparation"/>
      <author>
        <name>SSGI Benefits</name>
      </author>
      <summary>What Employers Should Prepare Before a Benefits Renewal</summary>
    </entry>
    <entry>
      <id>https://www.ssgibenefits.com/insights/ichra-employer-decision-guide</id>
      <title>When an ICHRA May—or May Not—Fit an Employer</title>
      <updated>2026-08-12</updated>
      <published>2026-08-03</published>
      <link rel="alternate" href="https://www.ssgibenefits.com/insights/ichra-employer-decision-guide"/>
      <author>
        <name>SSGI Benefits</name>
      </author>
      <summary>When an ICHRA May—or May Not—Fit an Employer</summary>
    </entry>
    <entry>
      <id>https://www.ssgibenefits.com/insights/maryland-famli-declaration-of-intent-checklist</id>
      <title>Maryland FAMLI Declaration of Intent: A 2026 Employer Checklist</title>
      <updated>2026-08-12</updated>
      <published>2026-08-03</published>
      <link rel="alternate" href="https://www.ssgibenefits.com/insights/maryland-famli-declaration-of-intent-checklist"/>
      <author>
        <name>SSGI Benefits</name>
      </author>
      <summary>Maryland FAMLI Declaration of Intent: A 2026 Employer Checklist</summary>
    </entry>
</feed>