Individual Health Insurance

While many people receive benefits through an employer, others purchase health insurance on their own. Maybe you’re self-employed or you’d like a plan more tailored to your needs. The health insurance brokers at SSGI are here to help you navigate this complex decision. Reach out to us for a free consultation or learn more about buying insurance for yourself.

Medical Insurance

You have many options when it comes to health insurance. Having a knowledgeable broker on your side can help you navigate this decision. In your free consultation, we’ll explain your options in detail so you can have peace of mind knowing exactly what you’re getting with your health insurance plan.

Since we’re an independent broker, we work with many large national insurers as well as local insurers in Maryland, D.C., and Virginia. No matter what your needs and priorities are, we’ll help you find the plan that fits your lifestyle.

Medicare

Medicare is a federal health insurance program available to most individuals age 65 or older and adults with disabilities. You generally have two options: Original Medicare and Medicare Advantage. Medicare Advantage bundles the different parts of Original Medicare together. Certain Advantage plans also include vision, hearing, and dental benefits.

Our brokers offer Medicare consultations to help you figure out whether you are eligible and what plans are available.

Other Types of Individual Insurance

Healthcare coverage is most people’s biggest concern. However, there are many supplemental insurance options that can help pay for expenses not covered by health insurance.

Vision and Dental Insurance

Vision and dental insurance are often overlooked. You may only go to the eye doctor or dentist for routine appointments and feel like insurance is an unnecessary expense. However, vision and dental insurance can provide coverage for costly procedures or unexpected problems you didn’t budget for. For example, your child may need glasses or you may need a root canal.

Many procedures are expensive, costing hundreds or thousands of dollars. Vision and dental insurance can cover expenses you might otherwise struggle to pay. Speak with SSGI to see if a vision or dental plan is right for you.

If you are ready to self-enroll in an individual Vision plan right now, click here to launch our agencies self-enrollment portal with our carrier partner VSP.

Disability Insurance

Many states require workers’ compensation insurance to cover employees injured at work, but what about injuries sustained outside of work? Or a sudden illness that prevents you from working? What if you’re a freelancer or independent contractor? This is where disability insurance can help.

If you’re injured or get sick, you will receive payments that are a percentage of your annual earnings. This lets you focus on recovery and not have to worry about how you will pay everyday expenses.

Life Insurance

You want to make sure your loved ones are taken care of after you pass away. A life insurance policy will provide a death benefit that your spouse and dependents can use to pay debts, funeral costs, or everyday expenses. The sooner you purchase coverage, the lower your premiums will be, as they typically increase with age.

Why Work with SSGI?

You have many options when it comes to choosing a health insurance broker. When you work with SSGI, you benefit from personalized attention and a hands-on approach. We take the time to educate you on each type of insurance so you can choose coverage that gives you peace of mind. When you have questions about coverage or need support with a claim, our brokers are here to help.

We are here to help you get the best plan at an affordable price. Ready for a customized insurance buying experience? Give us a call at 800-440-1045 or reach out through our online contact form.