WHAT WE OFFER

Employee Benefits

A truly collaborative experience

As a business owner or HR leader, you know the right benefits package can control costs, strengthen retention, and keep employees healthy and engaged. SSGI Benefits partners with employers to design and manage competitive benefits programs—with clear guidance, responsive service, and support that lasts well beyond enrollment.

We work with leading carriers and solutions to help you evaluate options that fit your team, goals, and budget.

Our Employee Benefits Service Includes:

  • Group health plan strategy & shopping (carrier comparisons, plan design, funding options)

  • Renewal management & cost control (rate negotiation, contribution strategy, plan optimization)

  • Ancillary benefits (dental, vision, life, short-term & long-term disability)

  • Voluntary benefits (accident, critical illness, hospital indemnity—if desired)

  • Enrollment support (open enrollment planning, employee meetings, ongoing Q&A)

  • Benefits administration support (new hires/terminations, billing help, eligibility changes)

  • Compliance guidance & coordination (Section 125/Cafeteria plans, COBRA support, ACA help)

  • Employee advocacy (help navigating claims issues and carrier/customer service)

Ready to review your benefits? Request a free consultation.

Individuals, Seniors & Executive Coverage

In addition to employer-sponsored benefits, we work with individuals, seniors, and executives to build smart personal coverage—especially for life insurance and Medicare Supplement (Medigap) planning.

Life Insurance
We help you choose the right type and amount of coverage (term or permanent), align beneficiaries, and structure policies to fit family needs, business continuity, and long-term goals.

Medicare Supplement (Medigap)
For Medicare-eligible clients, we guide you through Medigap options, enrollment timing, and how Medigap works alongside Medicare to help reduce out-of-pocket costs and simplify coverage.

Additional Coverage Options
When needed, we can also assist with:

  • Medicare Advantage and Part D (prescription coverage)

  • Individual medical coverage options

  • Vision & dental plans

  • Disability coverage

If you’d like help with individual coverage, request a free consultation, and we’ll confirm what options are available.