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Maryland FAMLI decisions start this fall. Private-plan Declaration of Intent window: September 1–November 15, 2026.

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A Decker Family Company

Why employers and employees choose SSGI

Cut Costs, Not Benefits.® That's not a slogan we put on a slide — it's the standard we hold ourselves to on renewals, enrollments, and the conversations that matter.

What we stand for

Six commitments behind the work we do

These aren't aspirational values on a poster. They're the operating commitments you can hold us to — and the ones that shape how we show up for your team.

  • Decker family ownership

    SSGI is a Decker family company. Decisions are made by people whose names are on the door — not by a distant holding company.

  • Accountability

    When something goes wrong, you talk to the person who can fix it. We own the outcome instead of routing you through tiers of support.

  • Independent guidance

    As an independent brokerage, recommendations start from what fits your people and your budget — not from a preset product list.

  • Responsive, year-round service

    Renewal is one day a year. The rest of the year we're here for enrollment questions, compliance changes, and the calls that can't wait.

  • Administration support

    Eligibility, enrollment, and compliance support and coordination by people who know your plan — so your HR team can focus on people instead of paperwork.

  • Modern operations

    AI-first operations with human accountability. We use modern tooling to move faster, then put a real person behind every decision.

Planning a new or changed benefit? Our Benefits Implementation & Client Onboarding Center walks through the readiness, critical path, and responsibilities before any system work begins. If a colleague or partner pointed you our way, you can also learn how referrals work with SSGI.

Anonymized client outcome

An ICHRA comparison that changed the renewal math

One employer faced approximately a 25% traditional renewal increase. SSGI completed a plan comparison and the resulting outcome showed approximately $520,000 in combined annual savings — including approximately $57,000 in direct employer savings — compared with the incumbent renewal.

  1. ~25%Traditional renewal increase the client faced
  2. ~$520,000Combined annual savings in the completed comparison
  3. ~$57,000Direct employer savings versus the incumbent renewal

Figures based on a client-specific plan comparison, rounded, and compared with the incumbent renewal. Results vary and are not guaranteed. Client name, industry, geography, workforce size, carriers, and plan details withheld.

What to expect

Service expectations you can hold us to

Independent guidance, responsive year-round support, practical administration help, employee advocacy, accountable ownership, and technology used to reduce work — these are the standards behind every engagement.

Independent guidance

Recommendations shaped by your needs and budget, working as an independent brokerage rather than tied to a single carrier.

Responsive, year-round support

A named contact who is reachable for enrollment questions, compliance changes, and the calls that can't wait.

Practical administration help

Eligibility, enrollment, billing reconciliation, and vendor coordination provided by people who know your plan.

Employee advocacy

When employees have claims or coverage questions, we step in as their advocate — helping them navigate the process and the parties involved.

Accountable ownership

One person owns your account and follows issues through to a real fix, not a ticket queue.

Technology that reduces work

Modern tooling for speed and accuracy, backed by people who own the outcome.

The Decker difference

Family ownership means a longer horizon

Family ownership lets us optimize for the relationship — and for the people who depend on the plans we build — with the attention small and growing employers need, without layers of national-broker bureaucracy, and the capability to keep supporting you as your organization grows or becomes more complex.

Decisions

Made by the people whose names are on the door.

Horizon

We plan in years, not in quarters.

Accountability

One named contact who owns your outcome.

Public feedback on Google

Read what employers and individuals have shared publicly about working with SSGI.

Read our Google reviews

For many employers, discretion matters. SSGI does not display client names, logos, or identifiable results without permission.

See the difference for yourself

The fastest way to understand how SSGI works is to talk with us. Request a benefits review — no obligation.