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Terms of Use

The terms that govern use of the SSGI Benefits website.

Last updated: August 2, 2026

Acceptance of Terms

By accessing this website, you agree to these terms of use. If you do not agree, please discontinue use of the site.

These terms apply to all visitors and do not constitute an offer of services or a binding agreement. Any engagement of services occurs through a separate written agreement.

Use of the Site

This website provides general information about benefits, coverage options, and SSGI services. The content is general information and is not legal, tax, accounting, or medical advice, and is not a substitute for individualized coverage advice from a qualified professional.

You agree not to misuse the site, attempt to gain unauthorized access, or interfere with its operation. This website does not currently accept online inquiry submissions. The email and telephone links on this site open your own email or telephone provider, which handles your message under its own practices before it reaches SSGI. Do not send sensitive policy, claims, health, financial-account, or credential information through these links.

Coverage cannot be bound or changed through this website. Any reference to coverage options is informational only and does not constitute an offer, quote, enrollment, or coverage determination.

Disclaimers

Information on this site is provided "as is" without warranty of any kind. We do not guarantee that content is complete, current, or applicable to your situation.

Benefits programs, regulations, and coverage options change frequently. Always confirm details with the relevant authority or carrier before making decisions.

Website content is general information and is not a substitute for legal, tax, accounting, medical, or individualized coverage advice. For advice tailored to your situation, consult a qualified professional.

Limitation of Liability

To the fullest extent permitted by law, Strategic Sequoia Group Inc. and its affiliates are not liable for any damages arising from your use of, or reliance on, this website or its content.

This limitation applies to direct, indirect, incidental, consequential, and punitive damages, even if advised of their possibility.

Intellectual Property

The content of this website — including text, graphics, logos, and design — is owned by or licensed to Strategic Sequoia Group Inc. and protected by applicable law. You may not reproduce, distribute, or create derivative works without permission.

The SSGI wordmark, tagline, and related brand elements are property of Strategic Sequoia Group Inc. and may not be used without authorization.

This site may reference third-party programs, regulators, or carriers. We are not responsible for the content or practices of third parties. Any references to external programs are for information only.

This site links to external BenefitZone portals for employer and employee account access. SSGI does not operate these portals; they are third-party platforms with their own terms. No external application handoff is currently active on this website. If additional third-party application platforms are connected in the future, they will be documented here before they are enabled.

Governing Law

These terms are governed by the laws of the State of Maryland, without regard to its conflict-of-law principles.

Disputes will be resolved in the applicable courts of Maryland, unless otherwise agreed in writing.

Changes to These Terms

We may update these terms as our practices or the law changes. The date above indicates when these terms were last updated. Continued use of the site after changes constitutes acceptance of the updated terms.

Contact

Questions about these terms should be directed to Strategic Sequoia Group Inc.

Email: VIP@ssgibenefits.com

Phone: 800-440-1045

External Application and AI Tools

No external application handoff, AI assistant, or online inquiry submission is active on this website. The email and telephone links on this site open your own email or telephone provider, which handles your message under its own practices before it reaches SSGI. Do not send sensitive policy, claims, health, financial-account, or credential information through these links, and no coverage can be bound or changed through them.

If external application handoff or AI assistant tools are enabled in the future, they and the third-party provider involved will be documented here before activation.