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Maryland FAMLI filing is open through Nov. 15, 2026.

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SSGI Benefits — home
For Employers

Benefits that fit the organization you're building

SSGI helps growing, established, and complex organizations control benefit costs, reduce administrative burden, and coordinate coverage across states — with independent brokerage and direct accountability from a Decker family company.

Specifically a small or growing employer? Explore small business employee benefits.

What we review

Decision priorities we review

Five grounded topics shape every Employer Benefits Review. Each is a decision we work through with you — not a score we assign.

  1. Cost

    Plan benchmarking across carriers, renewal strategy, and year-round cost management against your budget — not a single carrier's quota.

  2. Workload

    Eligibility, enrollment, compliance, and reporting coordination that takes benefits administration off your team's plate.

  3. Multi-state

    Centralized plan governance and state-by-state compliance mapping so coverage stays consistent wherever your people work.

  4. FAMLI / ICHRA

    Maryland FAMLI private-plan and Declaration of Intent planning, ICHRA design and employee classes, and ongoing compliance coordination.

  5. Change

    A clean broker transition with no coverage gap, plan redesign where it adds value, and year-round advocacy beyond renewal.

Outcomes SSGI delivers for employers
  1. Lower, more predictable cost

    Independent benchmarking across carriers and a strategy built around your budget — not a single carrier's quota.

  2. Less administrative burden

    Technology helps streamline enrollment, eligibility, and reporting; experienced people remain accountable for service and guidance.

  3. Coordinated multi-state coverage

    Consistent plans and coordinated benefits support across the states where your people work.

What are you trying to solve?

Start with the need, not the headcount

Tell us what's pushing on your benefits right now. Each path below shows how SSGI addresses that need and where to go next — no employee-count thresholds, no off-the-shelf plan.

Control benefit costs without cutting coverage

Premium increases outpace budgets year after year. SSGI benchmarks plans across carriers, designs a strategy that fits your people and budget, and stays accountable for the renewal outcome — not a single carrier's quota.

  • Independent plan benchmarking across carriers
  • Renewal strategy and funding analysis
  • Year-round cost management, not just at renewal
Explore employee benefits
Who we help

Growing, established, and complex organizations

SSGI serves employers across our licensed states — from teams adding their first benefits to multi-location groups coordinating coverage across jurisdictions. From growing teams to complex multi-location organizations.

Independent. Family-owned. Multi-state licensed.

  1. Growing organizations

    Teams building their first real benefits program — practical plans that attract talent without overbuilding.

  2. Established employers

    Organizations balancing cost control with competitive coverage as compliance obligations grow.

  3. Complex, multi-state groups

    Multi-location employers coordinating plans, compliance, and administration across the states where their people work.

Try the Employer Benefits Checkup — a private, no-information walk-through of your benefits priorities. Educational only; not legal, tax, or insurance advice. If a renewal is on the horizon, you can also plan your renewal timing with our educational planner, or map an implementation if a new or changed benefit is on the way. You can also browse the Employer Benefits Resource Center for more employer-facing background.

Explore your benefits priorities

Ready to cut costs, not benefits?

Request an Employer Benefits Review. We'll look at your plan, your costs, and what comes next — with the people who own the business.