Benefits Renewal Planner
Answer a few questions to prepare for renewal. No contact details required; your answers are not saved or sent. Educational guidance only.
Your workforce size
Choose the range that best fits your total headcount.
How this works and what you’ll receive
About this planning tool
A free, private, no-information-required educational planning tool for employers approaching a renewal. Answer four fixed-choice questions and we'll produce a transparent, prioritized renewal plan — your current phase, what to do now, next, and before renewal, who normally acts next, and how to prepare securely for a conversation with your SSGI advisor.
This is an educational planning tool only. For guidance tailored to your circumstances, talk to an SSGI advisor.
How a renewal cycle runs with SSGI
A renewal isn't a single meeting — it's a year-round cycle. Here's how the phases line up with SSGI's service boundaries, from first listening through ongoing support. This model applies whether you're a small, growing team or a larger, multi-location employer.
Listen & Assess
Understand where you are today — your plan, your people, and your priorities — before any market activity.
- What SSGI does
- Listens to your goals, reviews your current plan at a business level, and frames the questions worth answering this cycle.
- What you do
- Shares your renewal date, current plan type(s), and your top priority for the year ahead.
Model & Market
Compare your current approach against modeled options and updated market terms, weighed against your priorities.
- What SSGI does
- Models options against your priorities and requests updated market terms from carriers or vendors where a change is on the table.
- What you do
- Reviews the modeled options and decides whether to stay the course, refine, or pursue a structural change.
Decide & Communicate
Finalize the path you'll take and make sure your people hear about it clearly and on time.
- What SSGI does
- Confirms final plan design, contributions, and any funding approach, and helps draft the employee communication plan.
- What you do
- Locks in the decision, briefs managers and HR, and approves the announcement timeline.
Implement & Support
Execute enrollment, stand up support, and make sure your people know where to get help during the transition.
- What SSGI does
- Stands up support for enrollment questions, coordinates with the carrier or vendor, and runs a final readiness check.
- What you do
- Tracks enrollment completion, confirms billing setup, and follows up with non-responders before the deadline.
SSGI is an independent benefits brokerage and advisor. Carriers and vendors remain responsible for their own products, enrollment, and billing; SSGI coordinates and advises.
Educational planning tool; verify decisions against current plan documents and guidance from the appropriate advisers. This planner does not store anything you select.
Planning the enrollment communications that follow a renewal? Visit our Open Enrollment Readiness Center
Your next step with SSGI
Move from renewal planning to a clear process.
Bring your priorities, timing and questions into an employer benefits review. Existing-client enrollment and service stay in the app.
Request a benefits review