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Maryland FAMLI decisions start this fall. Private-plan Declaration of Intent window: September 1–November 15, 2026.

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SSGI Benefits — home

Employer Renewal Strategy Center

A free, private, no-information-required educational planning tool for employers approaching a renewal. Answer four fixed-choice questions and we'll produce a transparent, prioritized renewal plan — your current phase, what to do now, next, and before renewal, who normally acts next, and how to prepare securely for a conversation with your SSGI advisor.

This is an educational planning tool only. It is not a quote, a legal, tax, or medical determination, a coverage recommendation, or a live generative-AI assistant. Nothing you select is saved, sent, or shared. For guidance tailored to your circumstances, talk to an SSGI advisor.

Step 1 of 4

Your workforce size

Your workforce size

Choose the range that best fits your total headcount.

Your workforce size
Year-round operating model

How a renewal cycle runs with SSGI

A renewal isn't a single meeting — it's a year-round cycle. Here's how the phases line up with SSGI's service boundaries, from first listening through ongoing support. This model applies whether you're a small, growing team or a larger, multi-location employer.

Listen & Assess

Understand where you are today — your plan, your people, and your priorities — before any market activity.

What SSGI does
Listens to your goals, reviews your current plan at a business level, and frames the questions worth answering this cycle.
What you do
Shares your renewal date, current plan type(s), and your top priority for the year ahead.

Model & Market

Compare your current approach against modeled options and updated market terms, weighed against your priorities.

What SSGI does
Models options against your priorities and requests updated market terms from carriers or vendors where a change is on the table.
What you do
Reviews the modeled options and decides whether to stay the course, refine, or pursue a structural change.

Decide & Communicate

Finalize the path you'll take and make sure your people hear about it clearly and on time.

What SSGI does
Confirms final plan design, contributions, and any funding approach, and helps draft the employee communication plan.
What you do
Locks in the decision, briefs managers and HR, and approves the announcement timeline.

Implement & Support

Execute enrollment, stand up support, and make sure your people know where to get help during the transition.

What SSGI does
Stands up support for enrollment questions, coordinates with the carrier or vendor, and runs a final readiness check.
What you do
Tracks enrollment completion, confirms billing setup, and follows up with non-responders before the deadline.

SSGI is an independent benefits brokerage and advisor. SSGI is not a carrier, third-party administrator, fiduciary, legal adviser, or system of record. Carriers and vendors remain responsible for their own products, enrollment, and billing; SSGI coordinates and advises.

Planning the enrollment communications that follow a renewal? Visit our Open Enrollment Readiness Center.