Employer Benefits Resource Center

A printable overview of SSGI Benefits, employer services and the SSGI One benefits and service portal, with direct contact details.

Questions for employers comparing a benefits advisor, confirming carrier requirements and planning service responsibilities before a change.

Understand premiums, deductibles, networks and other common benefits terms before comparing coverage.

Practical preparation lists for individual health, Medicare and life insurance conversations with an SSGI advisor.

A new-hire orientation to invitations, plan documents, enrollment choices, deadlines and confirmation.

A practical guide to benefits questions after marriage, a new child, a move or a change in job or coverage.

Three editable communication examples for employers preparing an enrollment launch, reminder and confirmation.

Bring priorities, budget comparisons, renewal and implementation together. Choose what to carry forward and build one discussion brief.

A private, educational walk-through of your benefits priorities. A starting point — not a quote, a commitment, or advice.

Compare two premium and contribution scenarios, see employer and employee costs, and print a private planning summary.

An educational walkthrough of renewal timing and the decisions that shape next year's costs and coverage.

An educational walkthrough for planning open enrollment communications and timing.

An educational walkthrough for moving from plan design to action with your carrier, payroll, and TPA partners.

Employer benefits insights and guides from SSGI — featuring the upgraded Maryland FAMLI Declaration of Intent checklist and the ICHRA employer decision guide, alongside the benefits renewal preparation timeline.

Laura Decker's independent guides to the carrier models, networks, plan structures, and employer trade-offs across SSGI's core markets.

An educational employer checklist for preparing a Maryland FAMLI Declaration of Intent — timelines, documents, and coordination steps. Not legal advice.

An educational decision guide for employers evaluating an ICHRA — when it fits, how it compares to group health, and what to prepare. Not a quote or coverage determination.

A 120/90/60/30-day guide to renewal data, objectives, alternatives, contribution decisions, and employee communications.

Twenty-five practical questions for comparing a broker's strategy, service model, product depth, funding capabilities, and accountability.

Compare claims risk, cash flow, stop-loss, data, administration, renewal mechanics, and maximum employer liability.

Compare ownership, eligibility, funding, portability, rollover, payroll, and administration across benefit-account designs.

Build the benefits package beyond medical with coordinated ancillary and voluntary coverage, enrollment, payroll, and service planning.

Company announcements and milestones from SSGI Benefits and Strategic Sequoia Group Inc.

Benefits strategy, enrollment, administration and SSGI One for large, national and multi-state workforces.

Group health, contributions, enrollment and year-round support for small and growing employers.

Strategy for mid-market employers balancing cost control and competitive coverage across locations.

Benefits strategy, administration and year-round service for large, national, multi-state and growing employers.

Coordination support for plan administration — helping employers align eligibility, enrollment, carrier and vendor work, and ongoing compliance responsibilities alongside their own advisers and systems of record.

Group dental, vision, life, AD&D, disability, accident, critical illness, hospital indemnity, and other voluntary-benefit planning.

Employer guidance for HSA, FSA, HRA, QSEHRA, Section 125, payroll, administration, and employee communication.

Compare fully insured, level-funded, and self-funded structures using total cost, maximum liability, stop-loss, data, and administration.

Individual Coverage Health Reimbursement Arrangements — a flexible alternative to traditional group health.

Private-plan Declaration of Intent window, timelines, and how SSGI helps employers get ready.

An entrepreneur gateway to employee benefits, group health insurance, and coverage guidance for founders and small-business owners from an independent, family-owned broker.

Statewide group health insurance and employee-benefits hub.

Benefits guidance for Bel Air, Aberdeen, Havre de Grace, and nearby employers.

Benefits guidance for Towson, Hunt Valley, Owings Mills, White Marsh, Essex, Dundalk, Catonsville, and other county markets.

Benefits guidance for Columbia, Ellicott City, Elkridge, and Maple Lawn.

Benefits guidance for Annapolis, Glen Burnie, Severna Park, Odenton, Crofton, and nearby employers.

Employee-benefits guidance for Baltimore City employers.

Benefits guidance for Elkton, North East, Perryville, and Maryland border markets.

Benefits guidance for Bethesda, Rockville, Gaithersburg, Silver Spring, and nearby markets.

Benefits guidance for Bowie, College Park, Greenbelt, Largo, and Upper Marlboro.

Benefits guidance for Frederick, Urbana, Brunswick, and nearby markets.

Benefits guidance for Westminster, Eldersburg, Mount Airy, and nearby markets.

Benefits guidance for Hagerstown, Boonsboro, Smithsburg, and nearby markets.

Multi-state benefits guidance across SSGI's verified licensed East Coast jurisdictions.

Regional guidance for Maryland, Pennsylvania, Delaware, Virginia, and Washington DC workforces.

Statewide group-health, carrier-network, funding, ICHRA, and administration guidance for New Jersey employers.

Statewide employer and local-market guidance.

Benefits guidance for York, Hanover, Red Lion, and nearby employers.

Employee-benefits guidance for Lancaster-area employers.

Benefits guidance for Chester County and PA-DE corridor employers.

Employee-benefits guidance for Philadelphia and distributed workforces.

Employee-benefits guidance for Harrisburg, Hershey, Middletown, and nearby employers.

Statewide employer and county guidance.

Benefits guidance for Wilmington-area and northern Delaware employers.

Benefits guidance for Dover-area and central Delaware employers.

Benefits guidance for southern Delaware and seasonal workforces.

Statewide employer guidance with focused Northern Virginia resources.

Benefits guidance for Arlington and DC-area workforces.

Benefits guidance for Alexandria and Virginia-DC workforces.

Benefits guidance for Fairfax, Tysons, Reston, and nearby employers.

Benefits guidance for Leesburg, Ashburn, Sterling, and nearby employers.

Benefits guidance for Manassas, Woodbridge, Gainesville, and nearby employers.

District-specific benefits guidance for Washington employers.

Cross-border employee-benefits guidance for one regional workforce.

The Client Service & Resource Center — find the right next step for a benefits question as an existing client.

Open the employee and employer service portal, add it to your phone, or find sign-in help and legacy access.

Browse coverage options — life insurance, Medicare, and individual health insurance.

Life insurance coverage options for individuals and families.

Statewide term, permanent, family, business, beneficiary, underwriting, and policy-review guidance.

Compare duration, premiums, guarantees, cash value, flexibility, underwriting, conversion, and protection needs.

Local educational guidance for Harford County families and business owners.

Medicare coverage guidance and plan options.

Statewide Medicare, Medigap, Medicare Advantage, Part D, enrollment, and annual-review guidance.

Compare providers, networks, premiums, cost sharing, Part D, prior authorization, travel, and enrollment rights.

Local educational guidance and official resources for Harford County residents.

Individual and family health insurance options.

Introduce SSGI to an employer or professional partner who could benefit from working with an independent benefits agency and advisor. A permission-based introduction — share SSGI with someone you know.

What SSGI offers employers, individuals, and families — and how the firm is structured to deliver it.

The SSGI company — leadership, history, and the Decker family company lineage.

Existing clients start in the benefits app. If the app is unavailable or you cannot sign in, use the access-help information on Client Service.