Employee benefits built around your business
SSGI Benefits helps employers across multiple licensed states compare group health insurance plans, manage enrollment and renewals, and resolve employee questions with a named team throughout the year.
- Plan choices
- Renewal strategy
- Year-round service
Continuous service
Year-round benefits lifecycle
- Discover
- Design
- Market
- Enroll
- Administer
- Advocate
- Renew
Each renewal feeds the next year's discovery, keeping strategy and service connected.
Every benefits service, in one place
Choose the service that fits the decision in front of you.
Specifically a small or growing employer? Explore small business employee benefits.
Group medical
Carrier options, plan design, and group health coverage.
Ancillary & voluntary
Dental, vision, life, disability, and worksite coverage.
Benefits administration
Enrollment, eligibility, billing, and carrier coordination.
Funding strategies
Self-funded and level-funded plan structures.
Benefit accounts
HSA, FSA, HRA, and reimbursement account guidance.
ICHRA
Individual Coverage HRA feasibility and plan design.
Maryland FAMLI
Private-plan readiness and employer obligations.
What you should know
- SSGI is an independent employee benefits broker.
- SSGI helps employers compare group health insurance and ICHRA, plan renewals, and coordinate benefits administration.
Four outcomes, one accountable team
Compare costs, understand your options, and get help with the work after enrollment.
Cost strategy
Compare carrier options and employer contributions against your budget.
Plan design & funding
Understand plan and funding tradeoffs before deciding what to keep or change.
Employee experience
Year-round support from a named team — enrollment guidance, claims advocacy, and plain-language answers when your people need them.
Operations & advocacy
Day-to-day administration coordinated with your carriers — eligibility, hires, terminations, and billing reconciliation — plus renewal review.
Make the next step easy to find.
Employees open their SSGI One invitation, sign in and follow the enrollment steps for their employer. New hires, enrollment windows, life-event requests and waivers belong in the same experience.
Invite
Use the invitation or enrollment instructions provided for your employer to find your assigned steps in the benefits app.
Complete
Sign in to the benefits app, review the choices provided for your employer and complete the requested steps.
Follow through
Return to your benefits home to see the next step, or send your SSGI team a question from the app.
Connected operations. Accountable people.
Tools support routine work. Licensed people guide recommendations and decisions, while SSGI coordinates with your team and benefits partners.
Connected work. Clear responsibilities.
Your team
Set priorities, share the relevant plan information and make the employer's benefits decisions.
SSGI
Compare available options and coordinate enrollment, service questions and renewal review.
Benefits partners
Confirm plan terms, coverage and effective dates, and perform the applicable carrier or administration functions.
A connected process, with the right party responsible for each decision and action.
Prepare for your next decision
Explore your premium budget. Employer Benefits Budget Planner
Plan your next renewal. Renewal Strategy Center
Prepare employee communications. Open Enrollment Readiness Center
Explore regional workforce considerations. Mid-Atlantic Employee Benefits Center
Direct answers before the first conversation
Understand your options and the responsibilities behind each decision.
Employee benefits guidance for national and regional employers
Find guidance for your work locations, from group health insurance to renewal and enrollment.
Maryland
- Maryland employee benefitsStatewide hub for Maryland county and city markets.
- Towson & Baltimore CountyTowson, Hunt Valley, Owings Mills, and White Marsh.
- Howard County & ColumbiaColumbia, Ellicott City, Elkridge, and Maple Lawn.
- Cecil CountyElkton, North East, Perryville, and border markets.
- Montgomery CountyBethesda, Rockville, Gaithersburg, and Silver Spring.
- Prince George's CountyBowie, College Park, Greenbelt, Largo, and Upper Marlboro.
- Frederick CountyFrederick, Urbana, Brunswick, and nearby markets.
- Carroll CountyWestminster, Eldersburg, Mount Airy, and nearby markets.
- Washington CountyHagerstown, Boonsboro, Smithsburg, and nearby markets.
Pennsylvania
- Pennsylvania employee benefitsState hub for Pennsylvania employer and local-market guidance.
- York CountyYork, Hanover, Red Lion, and nearby markets.
- Lancaster CountyLancaster-area employer benefits guidance.
- Chester CountyChester County and PA-DE corridor employers.
- PhiladelphiaPhiladelphia employer and distributed-workforce guidance.
- Harrisburg & Dauphin CountyHarrisburg-area employer benefits guidance.
Delaware
Virginia & Washington DC
- Virginia employee benefitsState hub with focused Northern Virginia guidance.
- Arlington CountyArlington and DC-area workforce guidance.
- AlexandriaAlexandria and Virginia-DC workforce guidance.
- Fairfax CountyFairfax, Tysons, Reston, and nearby markets.
- Loudoun CountyLeesburg, Ashburn, Sterling, and nearby markets.
- Prince William CountyManassas, Woodbridge, Gainesville, and nearby markets.
- Washington DC employee benefitsDistrict-specific employee benefits guidance.
- Northern Virginia & DCCross-border guidance for one regional workforce.
New Jersey
SSGI serves employers across its licensed states. Coverage options, carrier rules, and recommendations depend on the employer, workforce, jurisdiction, and current market.
Verify employer responsibilities at the source
These federal resources provide authoritative background. They do not replace employer-specific legal, tax, plan, carrier, or administrator guidance.
Sources
- Maryland Health Connection — Small Business Health Coverage OptionsOfficial Maryland marketplace overview and eligibility information for small employers.
- U.S. Department of Labor — Health PlansOfficial EBSA health-plan administration and compliance resources.
- HealthCare.gov — SHOP health insurance overviewOfficial federal overview of SHOP coverage for eligible small employers.
- Internal Revenue Service — Information reporting by applicable large employersOfficial IRS information-reporting guidance for applicable large employers.
Guidance
SSGI works alongside your actuarial, legal, tax, and fiduciary specialists rather than substituting for them.
Build the benefits review around your people.
Bring your current benefits questions, workforce needs and renewal timing. We will help you identify the plan and service decisions to work through.