Practical guidance for evaluating benefits strategy, carriers, funding, administration, FAMLI, ICHRA, Medicare, and life insurance. Official requirements and plan documents control.
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Who files the Maryland FAMLI Declaration of Intent, when the September 1–November 15, 2026 window opens, and what the decision timeline looks like for employers planning 2027 contributions and private coverage beginning in 2028.
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An educational decision guide weighing workforce, contributions, affordability, administration, and group-plan comparison factors for an Individual Coverage Health Reimbursement Arrangement.
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SSGI’s autonomous capability is already in place. Andrew Decker explains how he is shaping an agentic business around defined authority, employer needs and accountable service.
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A practical 120/90/60/30-day renewal preparation guide covering census data, objectives, plan and funding alternatives, contribution modeling, and communications.
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Twenty-five questions for comparing broker strategy, service, product depth, funding capability, implementation, and accountability.
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A practical comparison of risk transfer, cash flow, stop loss, claims data, administration, renewal mechanics, and maximum liability.
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Compare ownership, eligibility, funding, portability, rollover, payroll, administration, and medical-plan coordination.
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Plan beyond medical with coordinated ancillary and voluntary coverage, enrollment, payroll, contracts, and year-round service.
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Compare coverage structure, providers, networks, prescriptions, costs, travel, prior authorization, and enrollment rights.
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Match duration, premiums, guarantees, cash value, flexibility, underwriting, and conversion to the protection need.
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The directory includes Laura's profiles of regional Blue plans, integrated health-system carriers, national options, and the six-jurisdiction Medigap reference roster. Confirm current appointments and product availability for the relevant state; the workforce or applicant facts and proposal determine fit.
Explore all carrier and plan insights
Regional Blue plan pathways, supporting benefits, exact-network questions, and out-of-area access for Maryland, DC, and portions of Virginia.
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What the integrated plan-and-care model changes for facilities, providers, employee geography, pharmacy, and implementation.
Read carrier guideA neutral comparison of two structurally different network and care-delivery models using actual workforce priorities.
Read carrier guideOpinion by Andrew Decker
Andrew Decker explores how AI, robotics, and lower healthcare costs could reshape employee benefits, administrative work, and the future of employer-sponsored coverage.
Andrew Decker · SSGI Benefits
Published August 16, 2026
Leadership stories
Two different paths — one shared standard for accountable service, modern operations, and work that holds up when it matters.
A childhood head-on collision showed Laura how quickly an ordinary day could become a medical crisis. That experience helped shape a career that began at Mutual of Omaha, grew at Corporate Coverage, and ultimately led to SSGI Benefits.
Read Laura's story
Andrew Decker's path runs through early internet entrepreneurship, large-scale operations, insurance agency management, a worker class action, public service and emerging technology. The common thread is learning by building.
Read Andrew's storyThe Employer Benefits Resource Center is the full index of SSGI pages for employers, individuals, and families — grouped by visitor intent. Insights complements it with longer-form guides on strategy, carriers, FAMLI, ICHRA, funding, Medicare, life insurance, and renewal preparation.
Request a benefits review and we'll help you find the right path for your organization or family. We'll walk through your options together and you decide what fits.