Executive Services

SSGI works with business owners and C-level executives to protect the businesses they have built. We help you prepare for unexpected events that could endanger the health of your business, such as the death of key personnel. Our insurance brokers assist with many different areas, including succession planning, risk management, and benefits consulting. Learn more about our services for business owners and executives.

Strategic Benefits Consulting

We are experienced health insurance brokers who stay involved with our clients throughout their partnership with SSGI. Our strategic benefits consulting gives employers peace of mind. We can help you stay compliant with laws and regulations, educate employees on their benefits, coordinate employees' claims with insurance carriers, and more.

Protection of Owners & Certain Qualifying Executives

Owners control the entire direction of a company. However, other key employees manage the day-to-day operations. If something happens to an owner or executive, it could threaten the organization’s future. SSGI helps businesses plan for unexpected events like injury, illness, or death. We help you minimize risk and ensure a smooth transition.

Key Person Life Insurance

Every business has personnel that play a major role in its success. If any of these employees passed away, it could threaten the company’s reputation or existence. Key person life insurance helps compensate for any potential financial loss if a critical employee should pass away and is typically purchased for a business owner, partner, or company executives.

Also known as corporate owned life insurance (COLI), this policy is paid for and owned by the company rather than the person it covers. The policy provides a tax-free death benefit immediately.

Key Person Disability Insurance

Similar to key person life insurance, disability insurance can provide vital funds to assist the business if important personnel become disabled. Life and disability insurance are often purchased together to ensure the business is protected. Speak with SSGI to see if key person insurance is right for your business.

Buy-Sell Agreement Planning

A buy-sell agreement is a contract that helps protect your business if one of the owners retires, dies, becomes disabled, gets divorced, or goes bankrupt. The contract determines how an owner’s share of the business will be redistributed in these scenarios. Commonly, businesses use either cross-purchase agreements where the other owners purchase the share, or redemption agreements where the business itself buys the share.

Key person life insurance is often used to fund buy-sell agreements. The company can purchase a policy on each business owner and use the death benefit to buy a deceased owner’s share. SSGI’s brokers will help you determine if this is the right strategy for you.

Enjoy the Benefits of a Long-term Broker Relationship

SSGI takes a unique approach to benefits consulting. Our goal is to build a long-term relationship and become a valuable extension of your team.

If you’re a business owner or executive looking for help with succession planning, risk management, and other long-term strategies to protect your business, SSGI is here to help. We provide elite advisement and consulting to businesses nationwide. Reach out to our experienced brokers to schedule a free consultation.