A thoughtful next home for your employee-benefits book.
Planning for retirement, reducing your servicing responsibilities, or looking for a long-term successor? SSGI Benefits is open to confidential conversations regarding select employee-benefits books, agencies, and transition partnerships. Every opportunity is evaluated individually, with an emphasis on client continuity, responsive service, and a respectful transition.
Start a Confidential Conversation
Share only high-level information. We'll use secure channels if more detail is needed.
Two paths, one conversation
Whether you are considering a sale or a partnership, the conversation starts the same way — privately, with no obligation.
Succession or acquisition
For an owner considering a transition — a full agency, a full book, a partial book, a retirement transition, or a producer winding down. SSGI considers select opportunities individually, with an emphasis on client continuity and a respectful transition. Not every opportunity will be pursued; each is evaluated on its own merits.
Broker partnership
For an agency or producer not ready to sell but interested in discussing an employee-benefits transition or service partnership. Conversations stay general. Any arrangement would be separately documented and subject to applicable licensing, carrier, and contractual requirements.
A family-owned firm built for continuity
SSGI is a Decker family company with an employee-benefits focus, technology-enabled operations, and licensed people accountable for the work — the foundation for a respectful transition.
- Family-owned, independent leadership
SSGI is a Decker family company. Decisions about a potential transition are made by people whose names are on the door — not by a distant holding company.
- Employee-benefits specialization and responsive client service
We focus on employee benefits and the year-round service that goes with it — enrollment questions, compliance changes, and the calls that can't wait.
- Technology-enabled operations with licensed people accountable
Modern tooling helps us move faster and stay organized, with licensed people accountable for recommendations and service rather than a ticket queue.
- Respect for client continuity and a structured transition
A transition is planned around the people who depend on the plans. We approach continuity with care and a documented process rather than a rushed handoff.
A transition we've made before
SSGI has direct, documented experience with an employee-benefits agency transition.
SSGI's 2020 acquisition of Pace Thomas Benefit Services gave our team direct experience with the transition of an established employee-benefits book, operating assets, employees, and client service responsibilities into our family-owned independent firm.
A measured, four-step process
No hard deadlines, no guaranteed valuations, no guaranteed offers, and no guaranteed closing timelines. Each step moves at a pace that fits the opportunity.
Confidential introduction
A private first conversation about your situation, goals, and what you are considering — at your pace, with no obligation.
Mutual fit and appropriate confidentiality arrangements
If there is mutual interest, we discuss whether it makes sense to go further and put appropriate confidentiality arrangements in place before sharing details.
Individual review and due diligence
Each opportunity is reviewed on its own merits, with due diligence appropriate to the scope of what is being discussed.
Documented client and operational transition
Where an agreement is reached, the client and operational transition is documented and carried out with attention to continuity and service.
Frequently asked questions
Short, careful answers to the questions agency owners ask most. For anything else, start a confidential conversation.
Does SSGI consider full agencies and individual books of business?
Yes. SSGI considers select opportunities involving a full agency, a full book, a partial book, a retirement transition, or a producer winding down. Each opportunity is evaluated individually, and not every opportunity will be pursued.
Do I need to be ready to sell now?
No. You are welcome to start a confidential conversation even if you are early in your thinking. There is no requirement to be ready to sell now, and an initial conversation creates no obligation on either side.
Is the initial conversation confidential?
Yes. The initial conversation is confidential. Where it makes sense to go further, we put appropriate confidentiality arrangements in place before any details are shared.
Can we discuss a partnership instead of a sale?
Yes. If you are not ready to sell, we can discuss an employee-benefits transition or service partnership in general terms. Any arrangement would be separately documented and subject to applicable licensing, carrier, and contractual requirements.
What should I share initially?
Please share only high-level information such as state, lines of business, general timing, and the type of transition being considered. Do not submit client names, member-level data, census files, medical information, account credentials, or other confidential client information through the website.
Start a confidential conversation
Any potential transaction or partnership is subject to confidential review, due diligence, applicable licensing and carrier requirements, and definitive written agreements. Submission of an inquiry does not constitute an offer to purchase.
Start a Confidential Conversation
Share only high-level information. We'll use secure channels if more detail is needed.